Financial Fitness Class at Klamath Falls

September 17, 2014

We’re partnering with Klamath & Lake Community Action Services to help get you financially fit! What: A fun, interactive class about money values and habits, the impact of credit scores, steps to improve your credit, budgeting to create savings, techniques to track your money, debt reduction and asset building, identity theft protection tips, will preparation, trusts, [...]

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Don’t fall for the sweepstakes scam.

September 11, 2014

If it sounds too good to be true… Fraudsters are getting more and more creative with their swindling methods. We want to help you keep your money safe. Remember to use common sense and think twice before providing personal information or payment to solicitors. As the old saga goes, “If it sounds too good to [...]

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6 Things that Could be a Deal Breaker in a New Home

July 25, 2014

House shopping can be fun, scary, interesting, exciting, and overwhelming. It can easily turn into an emotional roller coaster. But there are a few things to watch for when you house shop that can help make the process a little less stressful. Avoiding these 6 things will make for a much smoother process. A less-than-ideal [...]

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Things to Look for in a Neighborhood

July 14, 2014

Before you start hunting (or building) that dream home, you’ll want to think about the traits that you’re looking for in a neighborhood. You can change, remove and remodel a lot of things in a home, but you can’t place it in a different location. Here are a few things to look for and think [...]

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When it’s time to get a loan, what counts?

July 10, 2014

How does a lender decide whether to approve a mortgage? Here are the factors that count the most. Income: When it comes to a home loan, it’s gross monthly income (your pay before taxes) that is the starting point for determining your ability to make mortgage payments. Generally, lenders look for two years of stable income. If [...]

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What do you need when applying for a home loan?

June 27, 2014

You’ve budgeted, you’ve shopped and you’ve likely spent a lot of time thinking about making that major purchase – a new home. So you decided you’re ready to apply, but now what? You’ll need to get apply for a home loan and be approved for a loan before you make an offer on that dream [...]

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How much should you put down on a house?

June 20, 2014

Determining how much money to put down is a major step in the home buying process and will likely be the largest up-front cost when it comes to purchasing a home. A smart down payment percentage varies depending on a variety of factors, including the type of loan, how long you plan to be in [...]

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5 Things to Avoid When Thinking About Buying a Home

June 13, 2014

If you’ve done any research on the home-buying process, you know it’s just that – a process. And for many potential home buyers, this process starts before they’re even aware. Unfortunately, sometimes the decisions potential home buyers make with money, credit and employment can greatly influence when they can buy a home and the type [...]

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10 Major Steps of Buying a Home

June 5, 2014

At Washington Federal, nothing makes us happier than putting people in their dream home. Buying a home is a big commitment and there are a lot of steps that need to happen to take you from looking at listings to picking up the keys. Over the next few weeks, we’ll be providing some information to [...]

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Partnering with EverFi to Provide Financial Education

June 2, 2014

We’d like to congratulate the recent Idaho and Nevada high school students that completed the Washington Federal Financial Scholars Program! This financial education course is designed to empower young people with the essential skills needed to make sound financial decisions. This web-based program uses the latest in new media technology – Level 4 simulations, avatars, gaming and [...]

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